Life Insurance Advisers in Brisbane 2024

Your family deserve the best protection.

For income protection and life insurance recommendations, policy reviews, upgrade suggestions and competitive terms, talk to Lewis Financial Planning Pty Ltd today.

We’ll help you take care of what matters most.

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Life Insurance & Income Protection Insurance Brisbane

Our insurance and financial advisers at Lewis Financial Planning Pty Ltd are dedicated to our clients in providing them expert, quality and tailored advice.

We understand the confusion clients face daily when it comes to insurance. At Lewis Financial Planning Pty Ltd, we work with you to understand your specific needs, goals & objectives and provide advice and recommendations to you on the best solution for your circumstances.

Our team of professional insurance advisers are always available and prompt with our responses regarding any questions concerning your insurance or financial situation. We take pride in providing quality advice.

Have you considered Income Protection, Life, TPD & Critical Illness Insurance?

It is estimated that one in three Australians will be unable to work due to illness or injury for a three-month period, or longer, during their working life*.

Income Protection policies cover the loss of income you incur as a result of an accident, illness or disablement that prevents you from being able to work.

Imagine a sudden accident or illness that causes you to stop work for an extended period or permanently? Are you financially protected in this instance? How would you meet your financial commitments including living expenses, mortgage, car & personal loans, school fees, medical expenses, credit card debt? To discuss how we can help you protect your financial future, contact our expert insurance and financial advisers so we can assess your current needs & circumstances, and advise on the most appropriate steps that should be considered specially for you to protect you financially following accident or illness.

How would you or your family cope financially should you suffer from a permanent disablement such as paraplegia, quadriplegia or a traumatic event such as Cancer, Multiple Sclerosis, heart attack or stroke, just to name a few?

Life, TPD and Critical Illness policies assist to provide financial protection to you and your family through a lump sum payment, which can be utilised for example, with assisting in clearing of debts to ease the financial burden of being unable to work, medical and rehabilitation expenses, modifications to your home, financial support for your spouse and children to assist with living and education expenses.

Whether you currently have a policy in place at present or do not currently have any cover, we are able to provide a review service and provide recommendations on the cover you should have or upgrades to your current Income Protection and Life policies to meet your current needs and circumstances. This includes providing quotations as a comparison to ensure you are receiving the most competitive terms from your existing insurer for comparable cover.

Contact us today to discuss potential solutions and develop strategies for life insurance and income protection. Lewis Financial Planning Pty Ltd offer tailored recommendations taking into account your specific financial situation and your needs. Know that you are in safe hands when it comes to your recommended cover as your financial well being is our team’s highest priority.

It is crucial to have the right support and guidance for your life insurance and income protection during a serious accident. Talk to our team of leading professionals at Lewis Financial Planning Pty Ltd today to make sure you are covered in a sudden occurrence.

Lewis Financial Planning Pty Ltd provides Life Risk Insurance advice for the following types of insurance;

Income Protection
Life Insurance
Total Permanent Disablement
Trauma/Critical Illness
Business Expenses Disability
Group Life/ Income Protection
Key Person, Buy/Sell

To discuss your options, please contact our dedicated Financial Adviser Guy Rigby on (07) 3217 9015 or via email by clicking here.

*Source: Australian Disability Table IAD89-93 Class 2

Do you need an advisor for life insurance?

A financial advisor can help you think strategically about the life insurance you’ll need. You should also speak with an accountant to ensure your policy maximizes tax-free benefits. An estates attorney drafts wills, trusts, guardianship, and a healthcare appointee.

What is financial advisor in life insurance?

Advisors use their knowledge and expertise to construct personalized financial plans that aim to achieve the financial goals of clients. These plans include not only investments but also savings, budget, insurance, and tax strategies.

Does Sunlife have financial advisors?

Become a Financial Advisor | Sun Life Canada
Sun Life financial advisors come from a range of backgrounds

Our diverse and inclusive network of advisors includes people with prior experience in: Education and healthcare (teachers, nurses, doctors, therapists)

Is it worth paying for a financial advisor Australia?

If you’re not on track to achieving your goals, an adviser can help you put the right strategies in place, or set more realistic goals. Financial advice can be useful at turning points in your life, like when you’re starting a family, being retrenched, planning for retirement or managing an inheritance.

What is the average cost of financial advice in Australia?

The figures that do exist are patchy and depend on the type and number of financial advisers surveyed. According to the Investment Trends 2022 Financial Advice Report, the average amount advisers charged their most recent client for limited advice was $2,070. For comprehensive advice, the average cost was $3,280.

What is the normal fee for a financial advisor in Australia?

On average, a financial advisor costs around $100 per hour. However, price varies according to the type of financial advice that you need, where you are located in Australia, and service delivery, to mention a few.

What is the normal fee for a financial advisor in Australia?

How can I get free financial advice in Australia?

Financial counselling services

The National Debt Helpline is a free hotline to help you tackle debt problems. Their financial counsellors provide free, independent and confidential services. Call 1800 007 007 – 9:30am to 4:30pm, Monday to Friday.

Is there a shortage of financial advisors in Australia?

Even when thousands more advisers left the industry in 2022, bringing the cohort down from 28,000 in 2018 to a total of around 17,000, there was still no shortage according to the government’s own skills commission.

How do I get financial advice in Australia?

You can find a licensed financial adviser through:
a financial advice professional association.
your super fund.
your lender or financial institution.
recommendations from people you know.

What information do you need to provide for life insurance?

Life insurance applications generally require personal and family medical history and beneficiary information. You may need to take a medical exam and will need to disclose any preexisting medical conditions, history of moving violations, DUIs, and any dangerous hobbies, such as auto racing or skydiving.