• Preheat your oven to 350°F (175°C).
• Hollow out the French bread loaf, saving the top and interior for dipping later.
• In a large bowl, mix together the softened cream cheese and sour cream until smooth.
• Add the shredded cheddar, diced ham, chopped green onions, garlic powder, onion powder, Worcestershire sauce, salt, and pepper. Stir until well combined.
• Spoon the mixture into the hollowed-out bread loaf.
• Wrap the loaf in aluminum foil and place it on a baking sheet.
• Bake for 1 hour, or until the dip is hot and bubbly.
• Serve with the reserved bread pieces, crackers, or fresh vegetables for dipping.

Notes

• For a spicier version, add some chopped jalapeños or a dash of hot sauce.
• Substitute ham with bacon for a different flavor profile.
• This dip is best served hot, so keep it warm if serving over a longer period.